Privacy Policy

Hi all… this is that boring, legal page that basically all sites need to contain, telling you about the privacy policies.

Hammock Gurus found at http://hammockgurus.com/ (“Website”) is governed by the following Privacy Policy & Terms of Use.

We respect your privacy and therefore we are committed to protecting it. The purpose of this Privacy Policy is to inform you what personally identifiable information we may collect and how it may be used. This statement only applies to this Website.

Information We Collect & How We May Use It

Information You Voluntarily Submit to the Website: We may collect personal information from you such as your name or email address. For example, you may voluntarily submit information to the Website by leaving a comment, subscribing to a newsletter, or submitting a contact form.

Automatically-Collected Information: We automatically collect certain information about you and the device with which you access the Website. For example, when you use the Website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.

Cookies: We may log information using cookies, which are small data files stored on your browser by the Website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the Website.

How Your Information May Be Used

We may use the information collected in the following ways:

To operate and maintain the Website
To send you promotional information, such as newsletters. Each email promotion will provide information on how to opt-out of future mailings
To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts
To respond to your comments or inquiries
To provide you with user support
To track and measure advertising on the Website
To protect, investigate, and deter against unauthorized or illegal activity

Third-Party Use of Personal Information

Additionally, the Website may use third-party service providers to service various aspects of the Website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies.

The Website currently uses the following third-party service providers:

Google Analytics – This service tracks Website usage and provides information such as user actions on the Website and referring websites. Some examples of what information is collected include IP addresses, browser type, operating system, location, date/time of visit, and which areas of the website are visited. The data is anonymous and no personal information is collected. This information is used solely for improving the user experience of the website.

Our use of Google Analytics does not store your full IP address. Instead, the few digits of your IP address is set to zeros.

Mail Chimp – This service is used for delivery of email updates and newsletters. We store your name and email address for purposes of delivering such communications. Please refer to Mail Chimp’s privacy policy for further information. Furthermore, your can unsubscribe at any time from our email updates and newsletters.

Except when required by law, we will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, we may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

Caching – To assist if webpage loading speed this Website uses cache technology. This helps you browse our website faster, but require the use of cookies. Cache technology works by saving parts of the website to your device’s cache or a local server that is closer to you.

Security – This Website also uses plugins to help secure the website, which use cookies to identify IP addresses so we can protect this Website and ward off malicious attacks.

Anonymous Data

From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

Cookies

The Website uses cookies to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize Website content based on visitors’ browser type or other information that the visitor sends. Cookies may also be used by third-party services, such as Google Analytics, as described herein.

Users may, at any time, prevent the setting of cookies, by the Website, by using a corresponding setting of your internet browser and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. However, if users deactivate the setting of cookies in your Internet browser, not all functions of our Website may be entirely usable.

Advertising

Display Ads

We may use third-party advertising companies to serve content and advertisements when you visit the Website, which may use cookies, as noted above. If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit http://www.networkadvertising.org/managing/opt_out.asp.

Retargeting Ads

From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.

Affiliate Program Participation

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link to an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Amazon Associates

Hammock Gurus is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to Amazon.com. As part of this Amazon Associates program, the Website will post customized links, provided by Amazon, to track the referrals to their website. This program utilizes cookies to track visits for the purposes of assigning commission on these sales.

Please read here for more information on Amazon’s cookie policy.

Hammock Gurus may also use affiliate links from other companies such as ShareASale.com or Flexoffers.com

On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties. Please refer to Mail Chimp’s privacy policy for further information. You can unsubscribe at any time.

Rights Related to Your Personal Information

Opt-out – You may opt-out of future email communications by following the unsubscribe links in our emails. You may also notify us at info@hammockgurus.com to be removed from our mailing list.

Access – You may access the personal information we have about you by submitting a request to info@hammockgurus.com.

Amend – You may amend your email subscription at the end of each newsletter or amend other personal information by contacting us at info@hammockgurus.com.

Forget – In certain situations, you may request that we erase or forget your personal data. To do so, please submit a request to info@hammockgurus.com.

Please note that we may need to retain certain information for recordkeeping purposes or to complete transactions, or when required by law.

Plugins

We use a variety of third-party plugins to help with website design and site speed. Here are some of the privacy policies for these plugins:

Contact Form 7

W3 Total Cache

GA Google Analytics – This plugin claims that ‘The plugin itself simply adds a code snippet to your pages. The plugin collects no user data in and of itself.

WP Optimize (privacy policy)

Sensitive Personal Information

At no time should you submit sensitive personal information to the Website. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.

Children’s Information

The Website does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the Website has personally identifiable information of a child under the age of 16 in its database, please contact us immediately at info@hammockgurus.com and we will use our best efforts to promptly remove such information from our records.

Contact Information

At any time, please contact us at info@hammockgurus.com for questions related to this Privacy Policy.

I retain the right to change or update this policy at any time.

Disclaimer

All content unless otherwise noted or quoted is the author’s own and not provided or commissioned by any other entity. This site is for entertainment purposes only. The owner of this site is not a financial planner or tax professional. Articles here are of a general nature and should not be relied upon for individual circumstances. Applying for credit cards mentioned in this blog may affect your credit score. You are solely responsible for the decisions you make regarding your own credit. Thoroughly research all credit decisions for yourself!

Please note that Hammock Gurus has financial relationships with some of the merchants mentioned here. Hammock Gurus may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant. We will do out best to write complete and accurate information, but please do you own due diligence before applying for or purchasing any product.

Links to Other Websites

This Website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

No Warranty

Hammock Gurus does not make any warranties of any kind. The Website is provided on an “as is” and “as available” basis. Hammock Gurus disclaims all warranties, express and implied, including but not limited to fitness for a particular purpose, merchantability, non-infringement, availability, or security. We make a reasonable effort to provide accurate information, but cannot warrant that any information provided is accurate, complete, reliable, or current. We provide no warranty or assume liability for any information on the Website.

Indemnity

You agree to indemnify, defend, and hold harmless Hammock Gurus from any and all third party claims, losses, liability, damages, and/or costs, including reasonable attorney fees and costs, arising from your access to or use of the Site or your violation of these Terms of Use. We will notify you promptly of any such claim, loss, liability, or demand, and will provide you with reasonable assistance, at your expense, in defending any such claim, loss, liability, damage, or cost.

Updated May 2018